Critical case on Midland's obligation when you do a FRCA dispute to the credit reporting agencies

This is a vital case to understanding the obligations under the FCRA (Fair Credit Reporting Act) for a furnisher of information (like Midland Funding/Credit Management or any other debt buyer) under Section 1681s-2(b). The case is called "Hinkle v. Midland Credit Mgmt., Inc." from the Eleventh Circuit which is where I practice. This covers federal courts in Alabama, Florida and Georgia.

This is a lengthy video so only watch if interested in the details of this law and how Midland (and other debt buyers) argue.

Thanks for watching!

John

PS -- you can find this decision on Google Scholar here --

John G. Watts
Watts & Herring, LLC
Representing consumers across Alabama
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